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A Knowledge-based System for the Analysis of the Ability of Paying back Loans

朱明 杨保安

东华大学学报(英文版)2001,Vol.18Issue(1):123-126,4.
东华大学学报(英文版)2001,Vol.18Issue(1):123-126,4.

A Knowledge-based System for the Analysis of the Ability of Paying back Loans

A Knowledge-based System for the Analysis of the Ability of Paying back Loans

朱明 1杨保安2

作者信息

  • 1. College of Information and Technology, Dong Hua University, Shanghai, 200051
  • 2. Glorious Sun School of Business and Management, Dong Hua University, Shanghai, 200051
  • 折叠

摘要

Abstract

This paper describes the development of a knowledgebased system (KBS) for determining whether or not, and under what conditions, a bank Ioan officer should grant a business loan to a company. The prototype system developed focuses on what is bank loans risks management, how to prevent risk by the analysis of the ability of paying back loans. The paper makes the structural analysis involved in the system's decision situation, the structured situation diagram or model, dependency diagram and the document needed by the KBS prototype system thus are developed. Through testing the samples from loan business, the quality for the analysis of the ability of paying back loans can be effectively evaluated by the KBS prototype system.

关键词

knowledge-based system (KBS)/the KBS prototype system/the ability of paying back loans/bank loans risk management

Key words

knowledge-based system (KBS)/the KBS prototype system/the ability of paying back loans/bank loans risk management

分类

信息技术与安全科学

引用本文复制引用

朱明,杨保安..A Knowledge-based System for the Analysis of the Ability of Paying back Loans[J].东华大学学报(英文版),2001,18(1):123-126,4.

基金项目

Supported by the National Science Foundation of China (No. 7977086) (No. 7977086)

东华大学学报(英文版)

1672-5220

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