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A Tentative Analysis of the Use of Potential by Commercial Bank in Controlling Credit Scale

YANG Wen-ze

东华大学学报(英文版)2008,Vol.25Issue(6):726-731,6.
东华大学学报(英文版)2008,Vol.25Issue(6):726-731,6.

A Tentative Analysis of the Use of Potential by Commercial Bank in Controlling Credit Scale

A Tentative Analysis of the Use of Potential by Commercial Bank in Controlling Credit Scale

YANG Wen-ze1

作者信息

  • 1. School of Electronic, In formation and Electrical Engineering, Shanghai Jiaotong University, Shanghai 200030, China
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摘要

Abstract

This article brings forward the conception of potential and filed potential in bank's competition under the inspiration of law of electric current in electrodynamics.It discusses the impact of potential shifting on commercial bank's credit scale and builds up a model for commercial bank to control the scale by credit pricing and risk policy in a dynamic way, and also gives some advice to domestic commercial bank for improving loan business, aiming to settle down the existing credit management problems.

关键词

commercial bank/loan/pricing/risk/potential

Key words

commercial bank/loan/pricing/risk/potential

分类

管理科学

引用本文复制引用

YANG Wen-ze..A Tentative Analysis of the Use of Potential by Commercial Bank in Controlling Credit Scale[J].东华大学学报(英文版),2008,25(6):726-731,6.

东华大学学报(英文版)

1672-5220

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