安徽农业科学2011，Vol.39Issue(31)：19535-19536,19539,3.
约束理论视角下农村金融问题的探讨
Discussion on Rural Finanical Problems From the Perspective of Theory of Constaint
摘要
Abstract
Inadequate rural financial servives and low service efficiency lead to the situation that a large sum of maony flow to urban areas from commercial banks. The situation makes against the development of rural production and causes the extreme lack of rural capital, difficuties in loaning and the prevalence of uaurious loan. In view of the problems exsit in rural financial system, the rural financial developmental trend, rural gross production, rural financial scale and rural financial efficiency from 1983 to 2008 are empirically analyzed by using the Pagano model in endogenous growth theory. The research assume that, rural financial scale has positive relation with rural economic output, that is to say, the expansion of rural fiancial scale can facilitate the development of rural economy; the rural financial efficiency has negative relation with rural economic development. In Chinese rural areas, the economic developmet still relies on the expansion of rural fianance. However, at the same time of increasing the financial scale, the efficiency of rural finance is deceasing gradually. Thus, the support of rural finace on rural economic growth lays at the low level. Therefore, in view of the basic rerequisite of rural economic development, two solutions are adopted and Japanese and Kere-aon experinces are used. The measures are as follows. First, conducting organization innovation through promoting new village construction and gathering dispersed farmers to form rural cooperative organization to reduce transaction cost. Second, transforming financial support from exogene-ity to endogenity and marketizing rural finance so as to effectively solve the efficiency of rural finance.关键词
农村金融/帕加诺模型/约束理论/组织创新Key words
Rural finance/Pagano modelm/Theory of constraint/Organization innovation分类
管理科学引用本文复制引用
钱枫林,曹灿,浦徐进..约束理论视角下农村金融问题的探讨[J].安徽农业科学,2011,39(31):19535-19536,19539,3.基金项目
国家自然科学基金项目“基于‘公司+农户’模式的食用农产品供应链契约设计研究”(70901034). （70901034）
