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我国银行存款保险制度的路径选择研究

敬志勇 范利民 厉吉斌

当代经济科学Issue(5):34-40,7.
当代经济科学Issue(5):34-40,7.

我国银行存款保险制度的路径选择研究

Research on Path Selection of Deposit Insurance System in China Banking

敬志勇 1范利民 2厉吉斌3

作者信息

  • 1. 上海师范大学商学院,上海200234
  • 3. 广西大学商学院,广西南宁530004
  • 折叠

摘要

Abstract

Explicit deposit insurance system should be considered as indispensible for China financial safety. Deposit insurance premium based on bank risk should be jointly shared by government and banks. With the development and improvement of deposit insurance system, implicit deposit insurance provided by government should be gradually reduced and thus it will win enough time to help banks obtain capital. Banks should add capital to reduce premium for explicit deposit insurance system. China should develop a deposit insurance sys- tem with transparent information, market-orientation, strict supervision, and timely risk resolution.

关键词

金融安全/存款保险/路径选择

Key words

Key words: Financial Safety/Deposit Insurance/Path Selection Key words: Financial Safety/Deposit Insurance/Path Selection Financial Safety/Deposit Insurance/Path Selection

分类

管理科学

引用本文复制引用

敬志勇,范利民,厉吉斌..我国银行存款保险制度的路径选择研究[J].当代经济科学,2011,(5):34-40,7.

当代经济科学

OA北大核心CHSSCDCSSCI

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