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以农村土地股份合作社为平台进行农地抵押贷款的可行性研究

王康如

江西农业学报2011,Vol.23Issue(11):207-210,4.
江西农业学报2011,Vol.23Issue(11):207-210,4.

以农村土地股份合作社为平台进行农地抵押贷款的可行性研究

Taking Rural Land Joint- stock Cooperation as a Platform to Study Feasibility of Mortgage Loans Mode of Farmland

王康如1

作者信息

  • 1. 河南农业大学经济与管理学院,河南郑州450002
  • 折叠

摘要

Abstract

Based on the analysis of the factors which restricted the development of the general farmland mortgage loan, this paper explored the feasibility of establishing rural land joint - stock cooperation and putting in for mortgage loan from the financial institutions by using the land of the cooperation as the pawn. The conclusion was that this financing approach could not only resist the individual loan risk, but also make the farmland resources be allocated optimally. But in its actual operation, some guarantee measures needed to be provided by the government.

关键词

土地股份合作社/抵押贷款/可行性分析/保障措施

Key words

Land joint -stock cooperation/ Mortgage loan/ Feasibility analysis/ Guarantee measures

分类

管理科学

引用本文复制引用

王康如..以农村土地股份合作社为平台进行农地抵押贷款的可行性研究[J].江西农业学报,2011,23(11):207-210,4.

江西农业学报

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