南华大学学报：自然科学版2011，Vol.25Issue(2)：37-44,8.
巨灾保险模式及保费厘定方法研究
Catastrophe Insurance Model and Its Method of Determining Premiums
摘要
Abstract
Natural disaster insurance is the most effective economic instruments of post-dis- aster rehabilitation and reconstruction. Studies have shown that as long as the region is large enough to take the mandatory insurance policy, and establish a scientific mechanism for risk diversification and insurance patterns, natural disaster insurance is feasible. By building from the potential victims （the insured）, direct insurance companies, reinsurance companies, capital markets and government risk protection fund established in series five of the main mechanisms of risk diversification and insurance models, the use of expectations of mutual benefit principle to establish the appropriate series mathematical model of the in- surance presented a relatively new scientific method of calculating insurance premiums. This is proved completely feasible through evidence.关键词
自然灾害/保险/保费/定价Key words
natural disasters/insurance/premium/pricing分类
管理科学引用本文复制引用
龚El朝,颜元,刘玲..巨灾保险模式及保费厘定方法研究[J].南华大学学报：自然科学版,2011,25(2):37-44,8.基金项目
国家社科基金资助项目 （）
教育部人文社科规划基金资助项目 （）
教育部人文社科青年基金资助项目 （）
湖南省科技厅软科学重点基金资助项目 （）
湖南省社科基金资助项目 （）
