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基于农户信贷需求的视角创新黑龙江省农村金融产品与服务方式

杨帆

黑龙江农业科学Issue(5):132-135,4.
黑龙江农业科学Issue(5):132-135,4.

基于农户信贷需求的视角创新黑龙江省农村金融产品与服务方式

Innovation of Rural Financial Products and Service Mode in Heilongjiang Province Based on View of Farmer Credit Demand

杨帆1

作者信息

  • 1. 黑龙江省农业经济研究所,黑龙江哈尔滨150008
  • 折叠

摘要

Abstract

Products and services are the core of rural finance.Products and services design should be based on the actual demand of rural household borrowing.The constraints of external factors of farmer credit demand were analyzed in Heilongjiang province in detail.In accordance of the analysis,based on the actual demand of rural household borrowing and financial innovation practice,the innovation suggestions on the rural financial products and services were put forward from credit,price,amount,term,payment methods,procedures,payment means and network construction.

关键词

农村金融/产品与服务方式/黑龙江省

Key words

rural finance/products and services mode/Heilongjiang province

分类

管理科学

引用本文复制引用

杨帆..基于农户信贷需求的视角创新黑龙江省农村金融产品与服务方式[J].黑龙江农业科学,2012,(5):132-135,4.

黑龙江农业科学

1002-2767

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