临床误诊误治2012，Vol.25Issue(11)：71-73,3.DOI:10.3969/j.issn.1002-3429.2012.11.028
医疗机构不应就患者的医疗意外伤害投保责任险
Medical Institutions should not Insure Patients for His or Her Medical Accidental Injuries
摘要
Abstract
In recent years medical accidental liability insurance was carried out in some regions. But because of unreasonable premium and unfair liability enactment in terms of economic aspects, medical accidental liability insurance can not achieve the expected economic effect. A medical institution dose not has insurable interests in the subject matter of the insurance, so in terms of legal effect, the contract of insurance shall be invalid. Furthermore in terms of the perspective of social effect, medical accidental liability insurance may further worsen the doctor-patient relationship. Therefore medical accidental liability insurance should not be implemented.关键词
医疗意外责任险/经济效果/法律效果/社会效果Key words
Medical accidental liability insurance/ Economic effect/ Legal effect/ Social effect分类
医药卫生引用本文复制引用
王启辉,汤建平,王晓东..医疗机构不应就患者的医疗意外伤害投保责任险[J].临床误诊误治,2012,25(11):71-73,3.基金项目
江苏省医学人文社科基金(JSYRKJ2011-A2-002) （JSYRKJ2011-A2-002）
