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利率市场化进程中我国商业银行的战略选择

仇卫平

经济与管理Issue(10):28-33,6.
经济与管理Issue(10):28-33,6.

利率市场化进程中我国商业银行的战略选择

The Strategic Choice of the Commercial Banks in the Process of China's Market-oriented Interest Rate Reform

仇卫平1

作者信息

  • 1. 天津财经大学 人文学院,天津 300222
  • 折叠

摘要

Abstract

Market-oriented interest rate reform in China has entered into a stage of release the deposit interest rate cap and floor on lending rates. In the Face of the interest rate marketization process has researched on the further impact, and the strategic choice of Chinese commercial banks should be-- take a dissimilation way in the face of the spread ;improve the profit pattern, expanding its own characteristics of the intermediate business; make financial products develop as the customer demand oriented products, providing a wide range of financial services; attach importance to the development of the bank's retail business.

关键词

利率市场化/商业银行/存贷利差/中间业务

Key words

Interest rate marketization/Commercial bank/Interest spreads of deposit and loan/Intermediate business

分类

管理科学

引用本文复制引用

仇卫平..利率市场化进程中我国商业银行的战略选择[J].经济与管理,2013,(10):28-33,6.

经济与管理

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