科学与管理Issue(5)：74-80,7.DOI:10.3969/j.issn1003-8256.2013.05.013
中国保险需求影响因素的实证研究--基于时间序列的分位数回归
An Empirical Study on the factors of insurance demand in China-based on quantile regression of time sequence
摘要
Abstract
This article uses the related time series data from 1985 to 2011 to make the empirical analyses on the different influence degree of per capita GDP, per capita education expenditure and the disposable income of residents on life insurance demand and property insurance demand under different demand level using the co-integration analysis and quantile regression method. The results show that:all the three factors have significant positive effect on the life insurance demand and property insurance demand, But on the whole, the influence degree of various factors on the life insurance demand are greater than the property insurance demand.And, under different levels of insurance demand, the influence degree of all influencing factors presents difference for both life insurance demand and property insurance demand.关键词
人均GDP/人均教育支出/居民可支配收入/分位数回归Key words
per capita GDP/Per capita expenditure on education/disposable income of resident/quantile regression分类
社会科学引用本文复制引用
尚君,陈艺源,马捷,任燕燕..中国保险需求影响因素的实证研究--基于时间序列的分位数回归[J].科学与管理,2013,(5):74-80,7.基金项目
国家社会科学基金(12BTJ015)，基于复杂面板数据模型的物价波动研究；教育部人文社科基金(12YJA790107)，复杂面板数据的系统建模及应用研究。 （12BTJ015）
