气象Issue(12)：1649-1655,7.DOI:10.7519/j.issn.1000-0526.2013.12.014
基于风险区划的农业干旱保险费率厘定--以河北省冬麦区为例
Agricultural Drought Premium Ratemaking Based on Risk Zoning for Winter Wheat Region in Hebei Province
摘要
Abstract
In recent years,in the context of climate change and extreme climate events,drought agro-mete-orological disasters which occur frequently has taken a serious threat for our food production and agricul-tural sustainable development.Selecting or building suitable agricultural drought disaster risk indicators for drought risk zoning,and on this basis,determining premium rates is very valuable in enriching agricul-tural insurance model and promoting the stability and development of the agricultural insurance business. Based on the natural water deficit rate index,precipitation anomalies of the percentage rate and drought in-dex,this paper builds drought comprehensive risk index,and carries out drought risk zoning study.Then, using the revised premium rate,the premium ratemaking model applicable to the study area is worked out so as to search for a more comprehensive improvement of the current agricultural insurance business insur-ance model,and achieve the sustainable and healthy development of the winter wheat agricultural insur-ance.关键词
保险/干旱/费率厘定/风险区划Key words
insurance/drought/ratemaking/risk zoning分类
农业科技引用本文复制引用
吴荣军,史继清,关福来,姚树然..基于风险区划的农业干旱保险费率厘定--以河北省冬麦区为例[J].气象,2013,(12):1649-1655,7.基金项目
“十二五”国家科技支撑计划项目（2011BAD32B00＿04）资助 （）
