重庆工商大学学报（社会科学版）Issue(1)：17-23,7.DOI:12.3969/j.issn.1672-0598.2015.01.003
基于聚类法的农业保险风险区划的实证研究∗
Empirical Research on Agricultural Insurance Risk Zonation Based on Clustering Method
摘要
Abstract
The same premium rate is apt to cause the moral hazard and adverse selection problem, therefore, risk zonation for different areas becomes an important measurement to solve this kind of problem. Collecting agricultural data from all municipalities of Anhui since 2000, based on actual loss, this paper selects five index including the coefficient of variation per unit yield, probability of 10%and 20% damage, average damage rate and the rate of total crop failure, cluster by the system clustering method and analyzes the re⁃sults so as to make contributions to agricultural insurance research and application.关键词
聚类法/农业保险/安徽省/风险区划Key words
clustering method/agricultural insurance/Anhui Province/risk zonation分类
管理科学引用本文复制引用
郑军,袁帅帅..基于聚类法的农业保险风险区划的实证研究∗[J].重庆工商大学学报（社会科学版）,2015,(1):17-23,7.基金项目
国家社科基金西部项目（11XSH029）“西部地区农村养老保障体系建设中的政府责任研究”；安徽省高校人文社科重点项目（ SK2014A155）“安徽省农业巨灾风险保障体系构建研究”；安徽财经大学重点项目（ YB2014003）“农业保险的财政补贴效率评价研究”；安徽钰诚融资租赁研究中心项目“保险业参与农村融资租赁服务‘三农’模式研究” （）
