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保险中介有效监管对策研究

邹茵

重庆交通大学学报(社会科学版)Issue(1):56-59,4.
重庆交通大学学报(社会科学版)Issue(1):56-59,4.

保险中介有效监管对策研究

On the EffectiVe SuPerVision oVer Insurance Agency

邹茵1

作者信息

  • 1. 福州职业技术学院 财经系,福建 福州350108
  • 折叠

摘要

Abstract

Though there exists strong momentum of development in both the main body of business,business scale and service ar_eas of China﹐s insurance agency,there are still such problems as illegal arbitrage,fraud and other malpractices behind the rapid growth,due to the late start,weak foundation and non_standard market development. As a matter of fact,the reason for that mainly lies in weak supervision. The studies find that the main factors affecting the effective supervision over insurance agency effectiveness are regulatory failures,regulatory model defects,regulatory information asymmetry and imperfect regulations. Therefore,it﹐s suggested that in order to promote efficiency of supervision,further standardize the market and restrain the illegal acts related to fraud of insurance agency,we should build supervision mechanism of incentive and constraint,realize the regula_tion and development,improve optimize the regulation means,implement coordinated regulation and promote the innovation in regulation.

关键词

保险市场/保险中介/风险控制/有效监管/对策研究

Key words

insurance market/insurance agency/risk control/effective supervision/countermeasures research

分类

管理科学

引用本文复制引用

邹茵..保险中介有效监管对策研究[J].重庆交通大学学报(社会科学版),2015,(1):56-59,4.

基金项目

福建省保险学会课题“保险监管有效性研究” ()

重庆交通大学学报(社会科学版)

OACHSSCD

1674-0297

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