电子科技大学学报Issue(2)：245-253,9.DOI:10.3969/j.issn.1001-0548.2015.02.015
互联网金融的发展与研究综述
Review of Research and Industry Development of Internet Finance
摘要
Abstract
For the recent twenty years, the business application of Internet has not only impacted the traditional financial institutions significantly, but also promoted the internet thinking in the financial business. New payment forms, new investment and financing channels are derived, for instance, P2P lending, crowdfunding, and credit loan based on big data. This paper systematically reviews the internet finance concepts, definitions, growth processes, business models, research status, and development challenges. Moreover, this paper also analyzes the social and economic backgrounds of the rapidly developing internet finance in China and discusses the future researches in the area.关键词
众筹融资/互联网金融/P2P网贷/第三方互联网支付Key words
crowdfunding/internet finance/P2P lending/third party internet payment分类
信息技术与安全科学引用本文复制引用
李平,陈林,李强,冯毅,赵洪江..互联网金融的发展与研究综述[J].电子科技大学学报,2015,(2):245-253,9.基金项目
国家自然科学基金面上项目(71171034) （71171034）
