工业技术经济Issue(5)：3-13,11.DOI:10.3969/j.issn.1004-910X.2014.05.001
中国金融业“钱荒”原因分析及对策建议
The Analysis and Countermeasures of Chinese Financial Industry “Money Shortage”
摘要
Abstract
In a large number of broad money supply under the background of financial industry , Chinese “money shortage” is a puzzling phenomenon . This paper reviewed the two “money shortage” that took place in the 2013 to early 2014 , and the relevant theoreti-cal and empirical analysis , based on this thought , which happened in 2013 of the “money shortage” , the direct reason for seasonal fac-tors , seemingly is regulatory pressure , pay the reserve , the outflow of funds , asset liability maturity mismatches , and its deep-seated reason is that extensive mode of economic growth and asset prices are expected to decline , financial capital over into unproductive specula-tion in the field , the national innovation ability Chinese central behavior prevention resulting insufficiency , severe inflation , widening gap between rich and poor , a series of serious economic and social problems , timely execution to leverage of tight monetary policy , led to banks and other financial institutions to “borrow new also old” . At last this paper put forward relevant policy recommendations about Chi-nese strengthen liquidity management .关键词
钱荒/理财产品/金融市场/商业银行/粗放型经济增长模式Key words
money shortage/financial products/financial market/commercial bank/extensive economic growth mode分类
管理科学引用本文复制引用
韦静强,吴金希,贾甫..中国金融业“钱荒”原因分析及对策建议[J].工业技术经济,2014,(5):3-13,11.基金项目
本文系国家自然科学基金项目（项目编号70772014）阶段性成果。 （）
