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洪水保险的策略性定价

吴秀君

江汉大学学报(自然科学版)Issue(4):293-296,4.
江汉大学学报(自然科学版)Issue(4):293-296,4.DOI:10.16389/j.cnki.cn42-1737/n.2015.04.001

洪水保险的策略性定价

Strategic Pricing on Flood Insurance

吴秀君1

作者信息

  • 1. 江汉大学 数学与计算机科学学院,湖北 武汉 430056
  • 折叠

摘要

Abstract

From the angle of reducing disaster ,with the theory of contract design ,to discuss the contract design of flood insurance. It is found out:when the insurer is the type of risk aversion ,even in the com⁃plete information condition ,the flood insurance contract cannot provide complete insurance to the insurer. When there are moral risk and monopoly pricing ,the insurance degree will be further distorted. On strate⁃gic pricing ,the disaster reducing efforts of the insurer are concerned with disaster rate. For reaching the non-distortion of social optimal disaster reduction ,the price by insurance company should be restricted.

关键词

洪水保险/契约/激励/策略性定价

Key words

flood insurance/contract/encourage/strategic pricing

分类

管理科学

引用本文复制引用

吴秀君..洪水保险的策略性定价[J].江汉大学学报(自然科学版),2015,(4):293-296,4.

基金项目

武汉市教育局重点教研项目 ()

江汉大学学报(自然科学版)

1673-0143

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