人口与经济Issue(4)：74-81,8.DOI:10.3969/j.issn.1000-4149.2014.04.008
延迟退休与养老金财富关系的定量考察
A Quantitative Study on Postpone Retirement and Pension Wealth
摘要
Abstract
Postpone retirement is defined as “progressive” reforms, but most people worry about loss.Based on pension wealth model , this paper made a quantitative study of the impact of postpone retirement on pension wealth using cross analysis , The results show its impact depends on different combinations of parameters . There is rising pension wealth range under possible parameter combinations , which means delay retirement does not equal loss; when life expectancy is predictable , the longest delay retirement age has a certain stability and predictability; extension space of retirement age for women is longer than men , to extend the same time , women will get more benefit than men .Therefore, the delay retirement policies should be distinguished for different group , and implementing mandatory postpone retirement and flexible retirement at the same time .It is necessary to maintain predictability and stability of parameters for workers rational choice ;to build corresponding interest adjustment mechanism etc .based on changes of the impact parameters .关键词
养老保险/延迟退休/养老金财富模型Key words
pension insurance/postpone retirement/pension wealth model分类
管理科学引用本文复制引用
余桔云..延迟退休与养老金财富关系的定量考察[J].人口与经济,2014,(4):74-81,8.基金项目
江西省发展和改革委员会委托课题“加快江西养老服务体系建设研究”。 （）
