石家庄经济学院学报Issue(4)：82-87,6.
小额贷款公司无抵押小额信贷技术理论机理分析
Research on Unsecured Microfinance Technology in Microfinance Company
摘要
Abstract
The problem of financing difficult restricts the healthy and orderly development of Micro and small enterprises for a long time .The emergence and development of microfinance company not only meet the financing needs of micro and small enterprises but also the ratio of non-performing assets of microfinance companies is significantly lower than that of the commercial banks which originated from that the microfinance companies generally adopts a new microfinance technology w hich is different from thetraditional credit technology in commercial banks .This paper analyzes the basic mechanism of unsecured microfinance technology from a theoretical point of view and suggests that refining and improving of the unsecured microfinance technology are important to solve the micro and small enterprise financing difficulties .关键词
微小企业/小额贷款公司/无抵押小额信贷技术Key words
micro and small enterprises/microfinance company/unsecured microfinance technology分类
管理科学引用本文复制引用
宋朝利,李玉婷..小额贷款公司无抵押小额信贷技术理论机理分析[J].石家庄经济学院学报,2014,(4):82-87,6.基金项目
河北省社会科学发展研究课题（2014030728）。 （）
