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存款保险制度对中小银行发展的影响--以银行破产为视角

杨亮 韩璐璐

石家庄经济学院学报Issue(3):12-17,6.
石家庄经济学院学报Issue(3):12-17,6.DOI:10.13937/j.cnki.sjzjjxyxb.2015.03.003

存款保险制度对中小银行发展的影响--以银行破产为视角

The Impact of the Deposit Insurance System on the Development of the Small Medium Banks-Viewing from Bank Insolvency

杨亮 1韩璐璐1

作者信息

  • 1. 辽宁对外经贸学院 金融系,辽宁 大连116052
  • 折叠

摘要

Abstract

With the need of the economic development of our country, the reform of financial institutions will further deepen, the deposit insurance system is an important measure for the reform of financial system in China, the do-mestic bank transfer from government guarantees to financial security system. Since America after the financial cri-sis, many countries have set up new financial guarantee system. The deposit insurance system, there are still many problems in the development and implementation of our country, especially on the impact of future development of the small and medium-sized banks, the establishment of a deposit insurance system is designed to protect the inter-ests of depositors, promote moderate competition in banking industry. But many savers worried about the risk of some small and medium-sized banks will face collapse. In this paper, combined with the present economic develop-ment of our country national condition analysis, find out the reasonable suggestions of countermeasure of develop-ment.

关键词

银行/存款制度/破产/监管

Key words

bank/deposit insurance/bankruptcy/regulation

分类

管理科学

引用本文复制引用

杨亮,韩璐璐..存款保险制度对中小银行发展的影响--以银行破产为视角[J].石家庄经济学院学报,2015,(3):12-17,6.

基金项目

2014辽宁省大学生创新创业训练计划项目(项目编号:20141084000014) (项目编号:20141084000014)

石家庄经济学院学报

OACHSSCD

1007-6875

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