沈阳工业大学学报（社会科学版）Issue(4)：315-320,6.DOI:10.7688/j.issn.1674-0823.2014.04.06
互联网金融对传统金融业的影响及对策
Influence and countermeasures of internet finance on traditional finance industry
摘要
Abstract
The continuous development and progress of internet finance in China bring great changes to the whole financial field, which not only promotes the innovation of financial institutions, prompt its competition consciousness, and perfects the supervision institution of capital market, but also promotes the marketization of interest rate and the development of banking industry. At the same time, the internet finance brings great impacts and influences on traditional finance mode and financial concept. The developing status quo, structural characteristics and emerging business modes of internet finance in China is analyzed, the influence of internet finance on traditional financial industry is expounded, and countermeasures are proposed of traditional financial industry from aspects of concept renewal, adjustment and transformation, and mode innovation under the impacts of internet finance.关键词
互联网金融/传统金融/金融机构/市场监管/利率市场化/业务模式/金融中介Key words
internet finance/traditional finance/financial institution/market supervision/marketization of interest rate/business mode/financial intermediary分类
管理科学引用本文复制引用
王吉发,徐泽栋,鲍隐涛,李昊峰..互联网金融对传统金融业的影响及对策[J].沈阳工业大学学报（社会科学版）,2014,(4):315-320,6.基金项目
辽宁省科学技术重大、重点课题(2012401002) （2012401002）
沈阳市科学计划项目(F14-230-5-23)。 （F14-230-5-23）
