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我国住房公积金制度的缺陷与对策研究以住房公积金的劫“贫”济“富”现象为视角

汪金峰 张克泽 申凯 陈亚峰

西南石油大学学报(社会科学版)Issue(6):24-28,5.
西南石油大学学报(社会科学版)Issue(6):24-28,5.DOI:10.11885/j.issn.1674-5094.2014.08.03.01

我国住房公积金制度的缺陷与对策研究以住房公积金的劫“贫”济“富”现象为视角

The Defects in Housing Provident Fund System in China and Countermeasures Some Thoughts on the Phenomenon of“Robbing the Poor and Assisting the Rich”

汪金峰 1张克泽 1申凯 1陈亚峰1

作者信息

  • 1. 西华师范大学政治与行政学院,四川 南充 637002
  • 折叠

摘要

Abstract

Housing provident fund took the lead in the reform of the housing distribution system. However,with the further development of social economy,the existing housing provident fund system doesn’t apply to the present situation. After the end of two sessions on 13th March 2014,people in mounting numbers voice growing concern over the controversial system:the phenomenon of“rob the poor and assist the rich”. This paper analyzes the causes of the phenomenon,explores the development path of housing fund,and presents the following ways to improve China’s provident fund system: resetting the contribution rate and enlarge the coverage of housing provident fund,optimizing investment of the fund in a multi-channel portfolio,and utilizing reasonably the added value of the fund. We hope all these ways would meet the needs of urbanization and make housing provident fund beneficial to citizen.

关键词

住房公积金/公平性/劫“贫”济“富”/住房分配制度/公积金管理

Key words

horsing provident fund/fairness/“robbing the poor and assisting the rich”/housing distribution system/provi-dent fund management

分类

管理科学

引用本文复制引用

汪金峰,张克泽,申凯,陈亚峰..我国住房公积金制度的缺陷与对策研究以住房公积金的劫“贫”济“富”现象为视角[J].西南石油大学学报(社会科学版),2014,(6):24-28,5.

西南石油大学学报(社会科学版)

OACHSSCD

1674-5094

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