山东农业大学学报（自然科学版）Issue(4)：636-639,4.DOI:10.3969/j.issn.1000-2324.2015.04.033
基于CPV模型的城镇化国内贷款信用风险分析
Analysis on the Credit Risk of Domestic Loans in Urbanization Construction Based on CPV Model
摘要
Abstract
Urbanization is an important development strategy in our country. The biggest problem of urbanization is insufficient funds. The funds of urbanization construction include self-financing, domestic loans, state budget funds, foreign investment and other funds. The issue has a very close relationship with commercial banks. Firstly, the paper analyzed the balance of supply and demand of the capital for urbanization to find that the urbanization construction was in a serious shortage of funds. Secondly, the paper designed a scheme adjusting the internal financing structure and increasing the domestic lending, especially the three main sectors to solve the supply and demand gap. Thirdly, the paper studied the loans’ credit risk based on the CPV model, which confirmed the feasibility of the above programs.关键词
CPV模型/城镇化/国内贷款/信用风险Key words
CPV model/urbanization/domestic loans/credit risk分类
管理科学引用本文复制引用
白建琨,魏晓琴..基于CPV模型的城镇化国内贷款信用风险分析[J].山东农业大学学报（自然科学版）,2015,(4):636-639,4.基金项目
2011年教育部人文社科研究规划基金一般项目(11YJA790160) （11YJA790160）
