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互联网消费金融虚拟信用风险研究

肖振宇 张杰 谷瀛

牡丹江师范学院学报(哲学社会科学版)Issue(1):42-44,3.
牡丹江师范学院学报(哲学社会科学版)Issue(1):42-44,3.

互联网消费金融虚拟信用风险研究

Research on Risk of Virtual Credit of Internet′s Consumer Finance

肖振宇 1张杰 1谷瀛1

作者信息

  • 1. 南京审计大学 金融学院,江苏 南京 211815
  • 折叠

摘要

Abstract

The rapid development of Internet consumption led to the financial innovation of the Internet:Virtual Credit of In-ternet’s Consumer Finance.As a newly sprouted things,virtual credit of internet has some characteristics:credit on the ba-sis of information is limited,Credit object region is wide,Credit is generally small,it has technology risk and faking infor-mation risk of others.In order to promote the development of the Internet virtual credit,e— business should strengthen the concept of consumer credit ? propaganda,For part of commodity can be according to the grades of the good faith to pricing, strengthen the construction of network security technology and the real—name authentication of consumers,training profes-sional management talents.Government need to take the lead in establishing a unified electricity data data collection platfor, and take the consumer default data into the good faith management system.

关键词

互联网消费/消费金融/虚拟信用

Key words

internet consumption/consumer finance/virtual credit

分类

管理科学

引用本文复制引用

肖振宇,张杰,谷瀛..互联网消费金融虚拟信用风险研究[J].牡丹江师范学院学报(哲学社会科学版),2016,(1):42-44,3.

基金项目

国家社会科学基金项目(15BGL045);江苏省高校哲学社会科学项目(2015SJB194);江苏省高校哲学社会科学重点研究基地(苏教社政[2010]9号)资助;江苏省高校优势学科建设工程项目应用经济学(苏政办发[2014]37号)资助 ()

牡丹江师范学院学报(哲学社会科学版)

OACHSSCD

1003-6121

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