农村居民购买商业养老保险意愿的影响因素分析OA北大核心CHSSCDCSSCICSTPCD
Analyzing the Influencing Factors of the Willingness of Rural Residents to Buy Commercial Pension Insurance
通过对湖南省112户农村居民的调查，运用 Probit 模型对农村居民购买商业养老保险意愿的影响因素进行实证分析，结果表明：目前我国有超半数以上的农村居民不愿意购买商业养老保险，商业养老保险在农村地区还未充分发挥其保障作用。农村居民年龄、受教育程度、家庭年纯收入、对商业养老保险的了解程度、对养儿防老的态度、政府宣传商业养老保险的影响程度等对农村居民购买商业养老保险的意愿有显著影响。
Through the survey of 1 12 rural residents in Hunan province,this paper analyzes the influencing factors of rural residents to buy commercial pension insurance empirically using the Probit model.The paper draws a conclusion that at present our country,more than half of the rural residents is not willing to buy commercial pension insurance,and commercial pension in-surance in rural areas have yet to give full play to their role.The age of rural residents,the …查看全部>>
陈其芳
湖南农业大学 经济学院，湖南 长沙 410128
管理科学
农村居民商业养老保险行为影响因素
rural residentcommercial pension insurancebehaviorinfluencing factors
《财经理论与实践》 2016 (1)
59-63,109,6
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