渭南师范学院学报Issue(4)：88-92,5.
陕西省大学生信用卡使用风险控制研究
The Risk Control of Using Credit Card for College Students in Shaanxi Province
摘要
Abstract
As a new payment tool and new payment instrument, credit cards have become popular among university students. Through analyzing distribution of university users, reasons for getting credit cards, capital source of credit card consumption, service condition of various functions of credit cards and survey of risks caused by misusing credit cards are surveyed, risks in the credit card market of university students such as the risk of bad debts, the fraud risk, the trap of annual fee, and debts caused by irrational consumption have been found out. Thus, banks, universities and students should strengthen communication and cooperation. Knowl-edge of credit cards should be publicized in a large scale, and the threshold of getting credit cards should be enhanced. Besides, management work after getting credit cards should be strengthened, too. Meanwhile, university students should set up the correct consumption view and effectively control the risk of using credit cards.关键词
陕西/大学生/信用卡/使用风险/对策Key words
Shaanxi province/college students/credit card/risk of using/countermeasures分类
管理科学引用本文复制引用
张熙..陕西省大学生信用卡使用风险控制研究[J].渭南师范学院学报,2016,(4):88-92,5.基金项目
陕西省大学生创新创业训练计划项目:大学生信用卡使用风险控制研究(1743) （1743）
渭南师范学院大学生创新创业训练计划项目:大学生信用卡使用风险控制研究(2014XK028) （2014XK028）
