中国石油大学学报（社会科学版）2016，Vol.32Issue(2)：43-50,8.DOI:10.13216/j.cnki.upcjess.2016.02.0009
一保险法损失补偿原则：法理基础与规则体系--兼论中国《保险法》相关条款之完善
The Theory Basis and Rules of the Principle of Indemnity and the Modification of Relevant Terms in the Insurance Law
摘要
Abstract
The insurer gives the insured insurance payment imploded by all members of the danger community. This reflects the core functions of the property insurance. In principle and system, the indemnity of insurer is the behavior of performing the insurance contract, which is different from compensating losses in the civil law. In the cooperative mechanism, the actual loss is limited in lawful relationship by the insurable interest, and the insurance value and the insurance amount is the maximum obligations of the insurance payment in law and contract. In the rule system, the excess insurance, double insurance, insurance concurrence and subrogation are all derived from the principle of indemnity. These concepts, theory and rules build the insurance indemnity system, which plays the fundamental role in insurance law.关键词
损失补偿原则/保险利益/保险价值/重复保险/保险代位Key words
principle of indemnity/insurable interest/insurable value/double insurance/subrogation分类
社会科学引用本文复制引用
康雷闪..一保险法损失补偿原则：法理基础与规则体系--兼论中国《保险法》相关条款之完善[J].中国石油大学学报（社会科学版）,2016,32(2):43-50,8.基金项目
青岛市社会科学规划研究项目(QDSKL150420) （QDSKL150420）
中央高校基本科研业务费专项资金资助项目(15CX04050B) （15CX04050B）
