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浅析电子银行存在的风险及法律监管

智绪鲁 王敏

西安石油大学学报(社会科学版)2016,Vol.25Issue(5):53-57,5.
西安石油大学学报(社会科学版)2016,Vol.25Issue(5):53-57,5.

浅析电子银行存在的风险及法律监管

Analyses on the Risk and the Legal Supervision of Electronic Banking

智绪鲁 1王敏2

作者信息

  • 1. 山西大学法学院,山西太原030006
  • 2. 山西大同大学政法学院,山西大同037009
  • 折叠

摘要

Abstract

Electronic banking is a new means of financial services with the development of internet,which is convenient and fast.In the Internet age,electric banking takes the important role in different trades,from small internet purchases and transfers to large business transactions.However,electronic bank itself also carries great risks when we enjoy its convenience.In recent years,more and more cases of consumer information theft and fraud appeared.When e -banking suffers the risk,not only the consumers 'legal rights and interests and the interests of the banks,but also the development of the national economy are affected.Therefore,it seems to be extremely necessary to strengthen the legal supervision for e -banking.Only by improving the legislation level and establishing the international supervision system,can we effectively protect consumers'and banks'own interests.In this way,it is beneficial to keep the financial system operating normally and offer strong guarantee for the stable development of national economy.

关键词

电子银行/法律风险/电子银行法/消费者权益

Key words

electronic banking/legal risks/electronic banking law/consumer rights

分类

社会科学

引用本文复制引用

智绪鲁,王敏..浅析电子银行存在的风险及法律监管[J].西安石油大学学报(社会科学版),2016,25(5):53-57,5.

西安石油大学学报(社会科学版)

OACHSSCD

1008-5645

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