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商业银行破解家庭农场发展资金不足问题的研究--以徽商银行宿州分行为例

侯兴华

安徽农业科学2016,Vol.44Issue(29):226-228,3.
安徽农业科学2016,Vol.44Issue(29):226-228,3.

商业银行破解家庭农场发展资金不足问题的研究--以徽商银行宿州分行为例

Study on Lack of Funds for the Developmento f Family Farms Solved by Commercial Bank-A Case Study of Suzhou Branch of Huishang Bank

侯兴华1

作者信息

  • 1. 徽商银行总行系统开发部,安徽合肥230001
  • 折叠

摘要

Abstract

The main performances of lack of funds for the development of family farms were analyzed.With Suzhou Branch of Huishang Bank as an example, the main countermeasures for solving insufficient funds by commercial banks were explored: promoting family farm financial services innovation pilot;establishing family farm credit rating system;formulating credit discount policy corresponding to credit rating;carry-ing out credit rating work; developing financial credit products; perfecting loan guarantee ways.Several suggestions for further solving the problem of family farm financing were proposed:establishing Huishang Bank service outlets in towns and villages;strengthening the construc-tion of agricultural credit guarantee system; expanding agricultural policy insurance coverage; adjusting city, county ( district) two levels of government annual assessment content.

关键词

家庭农场/融资难题/金融支持

Key words

Family farm/Financing problems/Financial support

分类

农业科技

引用本文复制引用

侯兴华..商业银行破解家庭农场发展资金不足问题的研究--以徽商银行宿州分行为例[J].安徽农业科学,2016,44(29):226-228,3.

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