经济与管理研究2017，Vol.38Issue(2)：61-71,11.DOI:10.13502/j.cnki.issn1000-7636.2017.02.007
金融普惠和京津冀城镇居民失业--基于中国家庭金融调查数据的实证研究
Financial Inclusion and Urban Residents’ Unemployment in Beijing-Tianjin-Hebei Region:Evidence from CHFS Data
摘要
Abstract
Based on China household finance survey (CHFS)data in 2015,this paper finds financial inclusion significantly reduces the probability of urban residents’ unemployment by 1 .7% in Beijing-Tianjin-Hebei region. Furtherly,the financial-inclusion urban residents significantly exceed 19.7% than nonfinancial-inclusion urban residents in human capital,and the financial-inclusion urban households significantly exceed 5 .6 1 times than nonfinancial-inclusion urban households in human capital investment.As a result,financial inclusion can reduce urban residents’ unemployment by improving their human capital.Thus,promoting financial inclusion,increasing urban households’ spending on education or training and improving the level of urban residents’ human capital can reduce urban residents’ unemployment in Beijing-Tianjin-Hebei region.关键词
京津冀/金融普惠/城镇居民失业Key words
Beijing-Tianjin-Hebei region/financial inclusion/urban residents’ unemployment分类
管理科学引用本文复制引用
张号栋,尹志超,彭嫦燕..金融普惠和京津冀城镇居民失业--基于中国家庭金融调查数据的实证研究[J].经济与管理研究,2017,38(2):61-71,11.基金项目
国家自然科学基金项目“流动性约束与中国家庭金融行为---基于CHFS数据的研究”（71373213）；北京市社会科学基金重大项目“金融普惠与京津冀协同发展研究”（15ZDA45）；西南财经大学中央高校基本科研业务费专项资金资助项目“金融知识和家庭财富差异---基于CHFS数据的实证分析” （）
