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完善城镇职工医疗保险个人账户功能的探索与思考

彭颖 张敏 何江江 王力男 胡善联

中国卫生资源2017,Vol.20Issue(1):19-23,5.
中国卫生资源2017,Vol.20Issue(1):19-23,5.DOI:10.13688/j.cnki.chr.2017.16445

完善城镇职工医疗保险个人账户功能的探索与思考

Practice and consideration on improving individual medical savings account for urban employees

彭颖 1张敏 2何江江 1王力男 3胡善联1

作者信息

  • 1. 上海市医学科学技术情报研究所、上海市卫生发展研究中心,上海 200040
  • 2. 复旦大学附属中山医院门诊部,上海 200032
  • 3. 复旦大学公共卫生学院,上海 200032
  • 折叠

摘要

Abstract

Individual medical savings account for urban employees played an important role in alleviating resistance of reform in the founding of Chinese medical insurance system. However,with the advancing of medical and health system reform,the disadvantages of individual medical savings account have gradually appeared. The article elaborated the background and function of individual medical savings account,analyzed the problems during implementation,conducted a risk assessment for the cancellation of individual medical savings account,and put forward policy suggestions on the improvement of individual medical savings account for urban employees on the basis of national practical experience.

关键词

城镇职工医疗保险/个人账户/商业医疗保险/健康管理

Key words

urban employees’ basic medical insurance/individual medical savings account/commercial health insurance/health management

分类

医药卫生

引用本文复制引用

彭颖,张敏,何江江,王力男,胡善联..完善城镇职工医疗保险个人账户功能的探索与思考[J].中国卫生资源,2017,20(1):19-23,5.

基金项目

上海市医疗保险协会委托课题“完善职工医疗保险个人账户功能研究”;第二轮美国中华医学基金会卫生体系研究与政策转化合作项目“建立中国卫生政策转化网络” ()

中国卫生资源

OA北大核心CSTPCD

1007-953X

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