经济与管理研究2017,Vol.38Issue(3):53-60,8.DOI:10.13502/j.cnki.issn1000-7636.2017.03.006
云创新与互联网金融生态系统构建——以阿里金融云为例
Cloud Innovation and Construction of Internet Finance Ecosystem-Case Study of Ali Fin-Cloud
摘要
Abstract
Ali finance relies on the customer,information,technology and human resources accumulated from electricity business,internet finance,entertainment and other business areas,with the use of cloud computing,big data and other information processing technology,forming a comprehensive internet finance ecosystem which covers payments,banking,finance,consumer finance,crowd funding,insurance,credit and so on.Based on the cloud innovation theory,this paper tries to take advantage of the cloud innovation model to explain the process of internet finance ecosystem from the perspective of the body,elements,paths,platforms and the operation mechanism.Besides,by analysing the case of Ali Fin-Cloud,the cloud innovation theory will be applied in the internet financial innovation and will be improved,to provide suggestions for the development of the internet financial innovation.关键词
云创新/互联网金融/生态系统/阿里金融云Key words
cloud innovation/internet finance/ecosystem/Ali Fin-Cloud分类
管理科学引用本文复制引用
张正,王孚瑶,张玉明..云创新与互联网金融生态系统构建——以阿里金融云为例[J].经济与管理研究,2017,38(3):53-60,8.基金项目
国家社会科学基金重大项目"科技型中小企业融资征信平台和数据库建设研究"(15ZDB157) (15ZDB157)