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我国发展农业气象指数保险面临的困难及解决建议

张博宁

安徽农业科学2017,Vol.45Issue(18):196-197,215,3.
安徽农业科学2017,Vol.45Issue(18):196-197,215,3.

我国发展农业气象指数保险面临的困难及解决建议

Difficulties and Solutions to the Development of Weather Index Agricultural Insurance in China

张博宁1

作者信息

  • 1. 南京农业大学金融学院,江苏南京 210095
  • 折叠

摘要

Abstract

Based on the characteristics of weather index agricultural insurance and its development in China, the difficulties faced by the development of weather index insurance were analyzed, including the lack of meteorological data, the difficulty of product pricing, the insufficiency of effective demand and the low level of government support.Based on the analysis of problems and experiences of other countries, some suggestions were put forward:First,to increase the number of weather stations and improve legislation;second,to improve the design of insurance products;third,to increase the propaganda in order to increase the demand of weather index insurance;fourth,to improve the distribution channel;fifth,to improve loss sharing mechanism of meteorological disasters.

关键词

农业气象指数保险/产品设计/触发值/基差风险/销售渠道

Key words

Weather index agricultural insurance/Products design/Trigger value/Basis risk/Distribution channel

分类

农业科技

引用本文复制引用

张博宁..我国发展农业气象指数保险面临的困难及解决建议[J].安徽农业科学,2017,45(18):196-197,215,3.

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