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家庭农场对农地经营权抵押贷款的需求及影响因素研究——以江苏省南京市高淳区及其周边地区为例

庞凡想 孙美琳 于晟

安徽农业科学2017,Vol.45Issue(19):246-249,4.
安徽农业科学2017,Vol.45Issue(19):246-249,4.

家庭农场对农地经营权抵押贷款的需求及影响因素研究——以江苏省南京市高淳区及其周边地区为例

Demand of the Family Farms for Agricultural Land Management Right Mortgage and Its Influence Factors-A Case Study of Gaochun District and Other Districts in Nanjing of Jiangsu Province

庞凡想 1孙美琳 1于晟1

作者信息

  • 1. 南京农业大学金融学院,江苏南京 210095
  • 折叠

摘要

Abstract

To study the family farmers'demand for agricultural land management rights mortgage and it's influence factors,the research focused on fundamental information of family farms,the loan willingness of family farmers and factors of influence in the experimental region(Gaochun District)and other regions in Nanjing of Jiangsu Province.The survey was carried out by using questionnaire,interviews and field trips.It was demonstrated by using logistic regression models.The results of research showed that the level of education, the annual gross income level of family farm , the area of family farm land, the loan interest rate, loan term and the degree of other loan's satisfaction have a significant effect on the willingness of the farmer's land management right mortgage.Moreover,we put forward some suggestions.Firstly, the government should strengthen promotion and popularization of farmland management policy.Also,banks, rural cooperative and other financial institutions should adjust loan interest rates and duration of farmland management right.At the same time,they should increase the number of year of the family farmer education and encourage more intellectuals to get into the management of family farm.

关键词

家庭农场/农地经营权/抵押贷款/需求

Key words

Family farm/Agricultural land management right/Mortgage loan/Demand

分类

农业科技

引用本文复制引用

庞凡想,孙美琳,于晟..家庭农场对农地经营权抵押贷款的需求及影响因素研究——以江苏省南京市高淳区及其周边地区为例[J].安徽农业科学,2017,45(19):246-249,4.

基金项目

国家大学生创新创业训练计划项目(201610307085). (201610307085)

安徽农业科学

0517-6611

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