海洋开发与管理2017，Vol.34Issue(9)：83-89,7.
我国海洋渔业互助保险发展研究 ——以舟山市远洋互保为例
The Development of Marine Fishery Mutual Insurance in China: Taking Zhoushan City as an Example
摘要
Abstract
Marine fishery is a traditional and old production activity in most coastal countries in the world.However,it is difficult to carry out the work of marine fishery insurance because of its special characteristics and risks.Marine fishery occupies an important position in China's national economy,marine products industry accounted for 60％ of total fishery.Compared to general fish-eries insurance,marine fishery insurance has greater risk,with its own characteristics.Since the reform and opening up to the outside world,China's marine fishery commercial insurance has shrunk from its peak to the extent that some of the commercial insurance company withdrawing from the local fishery insurance market.Thus the actual situation and development of marine fish-ery insurance,national policy and the government should become the main power supply.There-fore,the construction of marine fishery mutual insurance system in line with China's national con-ditions is an important means to effectively resolve the existing contradictions.In this paper, through the analysis on the problems frequently encountered in the implementation of marine fishery mutual insurance in Zhoushan City,such as fishermen groups'incomplete understanding of some types of insurances,limited developing scale of marine fishery mutual insurance due to the absence of premium subsidies,missing catastrophe risk diversification mechanism and insuffi-cient policy support,some recommendations on improving the marine fishery mutual insurance optimization:strengthening professional personnel training,strengthening the policy support and implementing the policy-based agricultural reinsurance were put forward.关键词
互助保险/远洋互助保险/保险制度Key words
Mutual insurance/Ocean mutual insurance/Insurance system分类
管理科学引用本文复制引用
贾锦琳,乐家华..我国海洋渔业互助保险发展研究 ——以舟山市远洋互保为例[J].海洋开发与管理,2017,34(9):83-89,7.基金项目
中国渔业发展战略研究中心项目资助(A1-2017-0006). （A1-2017-0006）
