农业现代化研究2017，Vol.38Issue(5)：834-842,9.DOI:10.13872/j.1000-0275.2017.0072
我国农业保险市场供给侧结构变动的门限效应分析
Threshold effects of the supply-side structural variations of China's agricultural insurance market
摘要
Abstract
The supply-side structure of China's agricultural insurance market has witnessed a dramatic variation since the implementation of the national premium subsidy policy. It is beneficial in ameliorating the market mechanism of agricultural insurance to study the evolution trend of supply-side structure and the periodical characteristics of market development of the agricultural insurance market. Based on the provincial panel data from 2007 to 2015, this paper developed a panel threshold model, analyzed the nonlinear characteristics amid the supply-side structural variation of agricultural insurance market and the development level of agricultural insurance, and explored the impacts of the supply-side structural variation on the development of China's agricultural insurance. Results show that the supply-side structure of China's agricultural insurance market imposed some nonlinear dual threshold effects on the development of agricultural insurance, dividing the provinces into 3 groups via the market structure: low concentration area (≤0.7841), medium concentration area (0.7841-0.9827), and high concentration area (≥0.9827). In addition, the evolution of market concentration of supply-side structure of agricultural insurance market of most provinces are downward trending, indicating that the decline of supply-side structural variation, or market concentration, facilitates the development of agricultural insurance market. Accordingly, this paper suggests to moderately open the agricultural insurance market to improve the operating efficiency of individuals, to develop diverse agricultural insurance products to cover diverse demands of different groups, and to strengthen the supervision of the agricultural insurance market to facilitate orderly competition.关键词
农业保险/保险市场/供给侧结构/门限效应/面板数据Key words
agricultural insurance/insurance market/supply side structure/threshold effects/panel data分类
管理科学引用本文复制引用
谭偲凤,陶建平,蔡勋,黄琦..我国农业保险市场供给侧结构变动的门限效应分析[J].农业现代化研究,2017,38(5):834-842,9.基金项目
国家自然科学基金项目(71773033) （71773033）
中央高校基本科研业务费专项资金资助(2662016PY080) （2662016PY080）
国家自然科学基金青年项目(71503073, 71703048).National Natural Science Foundation of China (71773033) （71503073, 71703048）
the Fundamental Research Funds for the Central Universities (2662016PY080) （2662016PY080）
National Natural Science Foundation for Young Scientists of China (71503073, 71703048). （71503073, 71703048）
