安徽农业大学学报2017，Vol.26Issue(6)：41-45,79,6.
借贷与鱼货的捆绑定价 ——一个渔业金融创新案例
Bundling Pricing of Private Loan and Fish Purchase:A Case of Financial Innovation in Fishing Industry
摘要
Abstract
There is a new form of private loan in eastern coastal areas of China that fish buyers give fishermen a loan with zero interest rate and they ,in return ,can purchase fishermen' s fish with a discounted price .This contract is often regarded as a kind of usury with fish buyers getting high real interests by taking advantage of their dominant position in the loan .Through household survey ,this study finds the seemingly unfair usury is , in reality , a bundling contract of credit and purchase , in w hich fishermen can also get access to other services provided by fish buyers after getting a loan from them . After deducting the price of other services ,monetary credit itself does not charge exorbitant interest rates .Bundling pricing of private loan and fish purchase is a significant financial innovation ,and it enriches theoretical research on bundling pricing .关键词
信贷/渔业/捆绑定价/金融创新Key words
credit/fishing industry/bundling pricing/financial innovation分类
管理科学引用本文复制引用
周剑..借贷与鱼货的捆绑定价 ——一个渔业金融创新案例[J].安徽农业大学学报,2017,26(6):41-45,79,6.基金项目
国家海洋局信息中心委托项目"传统海洋产业的现状、结构及发展趋势"(D-8005-17-0001A) （D-8005-17-0001A）
