农业现代化研究2018，Vol.39Issue(1)：71-79,9.DOI:10.13872/j.1000-0275.2017.0102
中美棉花保险政策的对比研究
Comparison of cotton insurance policy between the US and China
摘要
Abstract
The US and China are the two top cotton producing countries in the world and the policy and experience of cotton insurance from the US are of great significance for China. This paper compared cotton production status, production cost, and cotton insurance policies, which include insurance object, insurable risk, coverage level, premium subsidy, and database support, between these two countries. Results show that lower cotton production cost is highly related to the high risk protection function of cotton insurance in the United States. Cotton insurance in the US has the following features: revenue-oriented insurance, high coverage level, diversified insurance units and different premium subsidies. In China, cotton insurance innovation is under developing and mainly based on materialized cost insurance which covers roughly the direct materialized cost. China's cotton insurance has the following characteristics: low coverage level (less than production cost), unitary insurance coverage, and inefficient premium subsidy policy. Based on US cotton insurance experiences, this paper provides the following suggestions for China's cotton insurance policy:strengthening data support, encouraging product innovation of cotton insurance, and optimizing the premium subsidy policy.关键词
棉花/风险管理/保险政策/中国/美国/比较研究Key words
cotton/risk management/insurance policy/China/the United States/comparative study分类
管理科学引用本文复制引用
晁娜娜,胡林轩,杨汭华,原瑞玲..中美棉花保险政策的对比研究[J].农业现代化研究,2018,39(1):71-79,9.基金项目
国家自然科学基金项目(71473252) （71473252）
农业部软科学项目(201608-2). National Nature Science Foundation of China (71473252) （201608-2）
Soft Science Research Program of the Ministry of Agriculture (201608-2). （201608-2）
