经济与管理研究2019,Vol.40Issue(3):21-28,8.DOI:10.13502/j.cnki.issn1000-7636.2019.03.002
扩大对外开放背景下中国银行业系统性风险的预警与防范
Early Warning and Prevention of Systemic Risks in China's Banking Industry Under the Background of Expanding Opening-up
摘要
Abstract
Since 2017, the central government has released a policy signal to continue to expand opening-up of finance, in which the banking sector cancelled the restriction on the proportion of foreign shareholders.However, while paying attention to the bonus of reform and opening-up, it is necessary to make early warning and prevention of risks under the opening-up conditions.Looking back on the experiences and lessons of the opening-up of banking at domestic and abroad, this paper indicates that the opening-up does not pose substantial risks to financial security, but in order to adapt to the opening-up policy, a "second line of defense" should be built such as the security review mechanism.Looking into the inside system, the superposition of banking risks can trigger the Minsky moment.Thus, strict control of shadow banking requires the banking sector to improve its competitiveness and stable operation level to prevent the outbreak of systemic risks.关键词
对外开放/中国银行业/影子银行/金融安全/系统性风险Key words
opening-up/China's banking industry/shadow banking/financial security/systemic risk分类
管理科学引用本文复制引用
胡历芳,刘纪鹏..扩大对外开放背景下中国银行业系统性风险的预警与防范[J].经济与管理研究,2019,40(3):21-28,8.基金项目
国家社会科学基金重大项目"我国自然资源资本化及对应市场建设研究"(15ZDB162) (15ZDB162)