生态学杂志2018，Vol.37Issue(11)：3390-3395,6.DOI:10.13292/j.1000-4890.201811.039
河南省花生连阴雨灾害气象指数保险设计
Design of the continuous rainfall days index insurance of peanut in Henan Province.
摘要
Abstract
To provide technical support for effectively improving the insurance company's compensation for meteorological disasters,we employed long-sequence meteorological dataset,planting area,total production,and yield per unit area of peanut to quantify the threshold for disaster indices of the continuous rain days corresponding to different yield-reduction rates,established continuous rain weather index insurance models,and designed insurance products of continuous rain weather index suitable to the study area. According to the continuous rain disaster index,the deductible amount was 0％ in Lankao,Yucheng and Tongxu counties,10％ in six counties such as Kaifeng,15％ in four counties such as Suixian,and 20％ in six counties such as Huaiyang. The pure insurance rates and insurance expenses in different regions were determined,and an agro-meteorological insurance index contract was designed. The weather index insurance products adopt objective meteorological data to fix the loss and are very maneuverable,which can effectively transfer the risk of meteorological disasters during peanut growth and help agricultural insurance companies to provide economic compensation for meteorological disasters objectively and quickly.关键词
花生/连阴雨/气象指数/农业保险Key words
peanut/continuous rainfall days/weather index/agricultural insurance引用本文复制引用
王新伟,杜明哲,王丽,李梦夏,徐岩岩,刘晓迎,李宁..河南省花生连阴雨灾害气象指数保险设计[J].生态学杂志,2018,37(11):3390-3395,6.基金项目
国家重点基础研究发展规划项目( 2013CB430105) 、河南省科技攻关项目( 172102310071) 、河南省气象科技研究项目( KM201736) 、河南省气象科技研究项目( KM201730) 和河南省气象科技研究项目( KM201816) 资助. （ 2013CB430105）
