北京工业大学学报（社会科学版）2019，Vol.19Issue(4)：87-93,7.DOI:10.12120/bjutskxb20190487
中国普惠金融的供需非均衡与可持续发展思考
Analysis on Supply-Demand Disequilibrium and Sustainable Development of Inclusive Finance In China
摘要
Abstract
In current stage, the infull development of market economy, the unbalanced allocation of financial resources and the disequilibrium of financial development bewteen urban and rural have large demands on inclusive finance in China. Due to the realistic reasons such as capital allocation, infrastructure, product innovation and legal system, inclusive financial supply lags behind relatively. In order to solve the problem of disequilibrium of inclusive finance, it is necessary to give full play to the guiding role of the government in the development of inclusive finance, adhere to the guiding role of market mechanism, and encourage commercial banks to develop inclusive finance in a long term to achieve the sustainable development of inclusive finance. Also, we should guide commercial banks and other fund providers through infrastructure, capital allocation, product innovation, etc. , and use finance technology to popularize the " digital dividend" in inclusive finance to achieve balanced and sustainable market supply-demand for inclusive finance.关键词
普惠金融/供需非均衡/金融科技/可持续性Key words
inclusive finance/non-equilibrium of supply and demand/financial technology/fustainability分类
管理科学引用本文复制引用
LI Cheng..中国普惠金融的供需非均衡与可持续发展思考[J].北京工业大学学报（社会科学版）,2019,19(4):87-93,7.基金项目
国家社会科学基金项目(17BJY193) （17BJY193）
