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基于动态映射机制的支付数据管理方案

才华 肖普山

计算机应用与软件2023,Vol.40Issue(12):135-140,153,7.
计算机应用与软件2023,Vol.40Issue(12):135-140,153,7.DOI:10.3969/j.issn.1000-386x.2023.12.020

基于动态映射机制的支付数据管理方案

PAYMENT DATA MANAGEMENT SCHEME BASED ON DYNAMIC MAPPING MECHANISM

才华 1肖普山1

作者信息

  • 1. 中国银联股份有限公司 上海 201201
  • 折叠

摘要

Abstract

At present,mobile payment is booming.In cooperation with card organizations,mobile phone manufacturers have launched mobile wallet products such as Apple Pay,Huawei Pay,and Mi Pay.This kind of product mainly uses the encrypted bank card information stored in the user terminal to complete the payment,which has an urgent demand for the safe,reasonable and convenient management of debit and credit bank card payment data in the user terminal such as smart phones and wearable devices.Aiming at the problems of traditional payment data management solutions,this paper designed two payment data management solutions based on dynamic mapping mechanism,combined with bank card payment tokenization processing technology,covering product life cycle operations such as business activation,binding payment card,setting/changing the default payment card,using payment card,unbinding payment card,which can effectively improve the user experience.

关键词

支付数据管理/动态映射/支付标记化

Key words

Payment data management/Dynamic mapping/Payment tokenization

分类

信息技术与安全科学

引用本文复制引用

才华,肖普山..基于动态映射机制的支付数据管理方案[J].计算机应用与软件,2023,40(12):135-140,153,7.

计算机应用与软件

OA北大核心CSTPCD

1000-386X

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