财经理论与实践2024，Vol.45Issue(1)：27-33,7.DOI:10.16339/j.cnki.hdxbcjb.2024.01.004
劳动者创业与多层次社会保险需求
Self-employment and Multi-level Social Insurance Demands
摘要
Abstract
Based on the data of China Household Finance Survey(CHFS)from 2013 to 2017,the impact of self-employment on multi-level social insurance demand is tested.The study finds that the demand for multi-level social insurance after individual self-employment will in-crease significantly,with an average increase of 3.29 percentage points.Compared with employed individuals,developmental entrepreneurial individuals aged 45～59 years and with a medium level of income have higher multi-level social insurance needs.In terms of insurance types,self-em-ployed individuals have the highest demand for multi-level pension insurance,while the demand for multi-level medical insurance is low.Self-employed individuals will also increase the multi-level social insurance needs of their families,and the order of allocation is young adults,the elderly and children.关键词
自主创业/多层次社会保险需求/风险转移/资产保值增值Key words
self-employment/multi-level social insurance demand/risk transfer/asset preser-vation and appreciation分类
管理科学引用本文复制引用
公维才,张钰..劳动者创业与多层次社会保险需求[J].财经理论与实践,2024,45(1):27-33,7.基金项目
国家社会科学基金重点项目(21AZD070) （21AZD070）
山东省社会科学规划研究重点项目(20BJJJ03) （20BJJJ03）
