金融理论与教学2024，Vol.42Issue(1)：13-21,35,10.
金融科技背景下商业银行供应链金融产品创新研究
Research on Supply Chain Financial Product Innovation of Commercial Banks Under the Background of Fintech:Take Yidingtong Product of Bank of Zhengzhou as an Example
李俊霖 1周志强1
作者信息
- 1. 武汉纺织大学经济学院,湖北武汉 430200
- 折叠
摘要
Abstract
As a local commercial bank,Bank of Zhengzhou has taken the lead in launching the"Yidingtong"financial innovation product in the field of supply chain finance,which links financing information and financing interaction between hospitals and medical enterprises,and provides an important reference for the product innovation of other commercial banks in this field.Firstly,based on the existing literature,this study expounds the mechanism of Fintech and supply chain finance to alleviate financing constraints,and then introduces the background of"Yidingtong",the product operation process and operation logic,and analyzes the product innovation and product risk management mechanism in detail.Finally,from the perspective of commercial banks,it points out the inspiration of"Yidingtong"for the innovation of supply chain finance,and puts forward relevant policy suggestions from the perspective of government.关键词
金融科技/金融产品创新/供应链金融Key words
Fintech/innovation of financial product/supply chain finance分类
管理科学引用本文复制引用
李俊霖,周志强..金融科技背景下商业银行供应链金融产品创新研究[J].金融理论与教学,2024,42(1):13-21,35,10.
