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数字普惠金融对区域创新水平的影响研究

曹宇桐 任英

金融理论与教学2024,Vol.42Issue(1):36-45,10.
金融理论与教学2024,Vol.42Issue(1):36-45,10.

数字普惠金融对区域创新水平的影响研究

Research on the Impact of Digital Inclusive Finance on Regional Innovation Level

曹宇桐 1任英1

作者信息

  • 1. 北京交通大学经济管理学院,北京 100044
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摘要

Abstract

In the context of high-quality economic development in China,innovation,as an important driving factor,is still not compatible with high-quality development to some extent.The rapid development of digital inclusive finance provides a new path to improve the regional innovation.Based on provincial panel data from 2012 to 2021,this paper conducts an empirical study on the relationship between digital inclusive finance and regional innovation.The results show that digital inclusive finance can significantly promote the regional innovation.Both the coverage breadth and usage depth of digital finance can significantly improve regional innovation,while the digitization degree has an adverse impact on the improvement of regional innovation to a certain degree.Regional heterogeneity analysis indicates that digital inclusive finance can significantly promote the development of regional innovation in the central and western regions,but this impact is not significant for the eastern regions.

关键词

数字普惠金融/区域创新水平/专利申请

Key words

digital inclusive finance/regional innovation level/patent application

分类

管理科学

引用本文复制引用

曹宇桐,任英..数字普惠金融对区域创新水平的影响研究[J].金融理论与教学,2024,42(1):36-45,10.

金融理论与教学

OACHSSCD

1004-9487

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