统计与决策2024，Vol.40Issue(5)：138-143,6.DOI:10.13546/j.cnki.tjyjc.2024.05.025
数字普惠金融与现代服务业高质量发展
Digital Inclusive Finance and High-quality Development of Modern Service Industry
摘要
Abstract
Based on the scale,structure and benefits of the development of modern service industry,this paper combines with the new development concepts of innovation,coordination,green,openness and sharing to construct an indicator system for high-quality development of modern service industry,then uses the principal component analysis method to calculate the compre-hensive index of high-quality development of modern service industry in 30 provinces and cities in China from 2011 to 2020,and finally combines with the digital inclusive finance index compiled by the Digital Finance Research Center of Peking University to empirically test the impact and mechanism of the level of digital inclusive finance on the high-quality development of modern ser-vice industry.The research finds that digital inclusive finance can significantly promote the high-quality development of modern service industries,with this promoting effect being more pronounced in the eastern region and not significant in the central and western regions.In addition,the impact of digital inclusive finance on the high-quality development of modern service industry has stage characteristics.The analysis of intermediary effects reveals that digital inclusive finance can promote high-quality devel-opment of modern service industry by increasing per capita service consumption expenditure and optimizing consumer structure.关键词
数字普惠金融/现代服务业高质量发展/服务消费/中介效应Key words
digital inclusive finance/high-quality development of modern service industry/service consumption/intermedi-ary effect分类
管理科学引用本文复制引用
项圆心,李浩,王雪梅..数字普惠金融与现代服务业高质量发展[J].统计与决策,2024,40(5):138-143,6.基金项目
国家社会科学基金重大项目(20ZDA015) （20ZDA015）
江苏省教育厅高校哲学社会科学一般项目(2023SJYB0562) （2023SJYB0562）
