财经理论与实践2024，Vol.45Issue(2)：2-8,7.DOI:10.16339/j.cnki.hdxbcjb.2024.02.001
指尖上的旅行:移动支付能否促进家庭旅游消费?
Travel at Your Fingertips:Can Mobile Payment Boost Household Tourism Consumption?
摘要
Abstract
Based on data from the 2017 and 2019 China Household Finance Survey,the impact of mobile payment on household travel consumption was investigated using the fixed-effects mod-el,instrumental variable method,Tobit model and difference model.The results show that mo-bile payments significantly increase the probability of household travel and promote household travel spending,and have a greater impact on high-income,high human capital,urban,and eld-erly households.Mechanism tests found that mobile payments promote household travel con-sumption by improving payment convenience as well as enhancing residents'trust levels.In view of this,smart tourism should be developed in depth to drive the smart and digital upgrade of tourism consumption.关键词
移动支付/出游决策/旅游消费Key words
mobile payment/travel decision/tourism consumption分类
管理科学引用本文复制引用
尹志超,郭润东..指尖上的旅行:移动支付能否促进家庭旅游消费?[J].财经理论与实践,2024,45(2):2-8,7.基金项目
国家社会科学基金重点项目(20AJL016) （20AJL016）
首都经济贸易大学博士研究生学术新人计划项目(2022XSXR13) （2022XSXR13）
