财经理论与实践2024，Vol.45Issue(2)：17-24,8.DOI:10.16339/j.cnki.hdxbcjb.2024.02.003
老龄化背景下住房负担能力对家庭创业行为的影响
The Impact of Housing Affordability on Household Entrepreneurship Behavior in an Aging Population Context:Evidence from CHFS Data
摘要
Abstract
Based on panel data from the 2013,2015,and 2017 China Household Finance Sur-vey(CHFS),using the housing price-to-income ratio as a measure of housing affordability,this study empirically analyzes the impact of the housing price-to-income ratio on household entrepre-neurial behavior in the context of population aging.The results indicate that the higher the hous-ing price-to-income ratio,the lower the likelihood of households engaging in entrepreneurial ac-tivities.The acceleration of the aging process further exacerbates the inhibitory effect of high housing price-to-income ratios on households'entrepreneurial activities.Further analysis reveals that,in the context of intensified aging,the entrepreneurial inhibition effect of high housing price-to-income ratios is primarily concentrated among households with one home.Therefore,when promoting the stable and healthy development of the real estate market,it is necessary to actively accelerate the improvement of the elderly care service system and guide families to allo-cate assets rationally.关键词
住房负担能力/家庭创业/老龄化Key words
housing affordability/household entrepreneurship/aging population分类
管理科学引用本文复制引用
徐娜娜,廖红君,樊纲治..老龄化背景下住房负担能力对家庭创业行为的影响[J].财经理论与实践,2024,45(2):17-24,8.基金项目
2023年成都市哲学社会科学规划项目(2023BZ053) （2023BZ053）
成都市哲学社会科学重点研究基地"城乡治理现代化研究中心项目"(CXZL202312) （CXZL202312）
广东省哲学社会科学规划项目(GD22XYJ07) （GD22XYJ07）
国家社会科学基金青年项目(20CGL046) （20CGL046）
