数字普惠金融是否增强海洋城市经济韧性OA

Ocean city is the carrier of the goal of"marine construction"and the leading force of digital city construction,the enhancement of its economic resilience cannot be separated from the momentum injection of digital inclusive finance.This paper uses the panel data of 53 ocean cities in China from 2011 to 2019 to measure the economic resilience of ocean cities,and con-structs a panel model to deeply explore the mechanism of digital inclusive finance on the eco-nomic resilience of ocean cities and the regulatory effect of financial supervision.The study finds that digital financial inclusion has dual nature,but it has a significant effect on the economic re-silience of ocean cities.The analysis of city characteristics shows that there is heterogeneity in the relationship between digital financial inclusion and economic resilience of marine cities in marine economic circles,city sizes and administrative levels.The mechanism shows that digital inclusive finance affects the economic resilience of ocean cities through entrepreneurial activity and consumption power.Further analysis,financial supervision has a positive moderating effect on digital inclusive finance to enhance the economic resilience of ocean cities.This provides a useful reference for digital inclusive finance to improve the economic resilience of ocean cities and help the construction of digital ocean center cities.