统计与决策2024,Vol.40Issue(7):138-143,6.DOI:10.13546/j.cnki.tjyjc.2024.07.024
数字普惠金融、农村创业与农民增收
Digital Inclusive Finance,Rural Entrepreneurship,and Increasing Income and Wealth for Farmers
摘要
Abstract
Based on the provincial panel data from 2013 to 2020 in China,this paper constructs a dynamic panel regression model to empirically test the relationship between digital inclusive finance,rural entrepreneurship,and farmers'income growth.The study results are as following:The role of digital inclusive finance in increasing farmers'income and rural entrepreneurship is heterogeneous,and the different characteristics and types of digital inclusive finance have significant differences in their impact.The use of deep credit function in digital inclusive finance has a promoting effect on increasing farmers'income through entrepre-neurship,but the impact on the eastern,central,and western regions is different.Finally,the paper proposes three suggestions:Fo-cus on the role of digital inclusive finance in enhancing the endogenous motivation of farmers;constantly improve the ways and means of service provision according to the characteristics of the development stage of the central,eastern and western regions,and in view of the key impact characteristics and functions of digital inclusive finance;establish and improve entrepreneurship as-sistance mechanisms for all regions.关键词
数字普惠金融/农村创业/农民收入/动态面板/SYS-GMM方法Key words
digital inclusive finance/rural entrepreneurship/farmers'income/dynamic panel/SYS-GMM method分类
管理科学引用本文复制引用
冯梦黎..数字普惠金融、农村创业与农民增收[J].统计与决策,2024,40(7):138-143,6.基金项目
国家社会科学基金一般项目(23BJL136) (23BJL136)