经济与管理2024，Vol.38Issue(3)：11-19,9.
区块链在"三社"共生系统中的作用分析
Research on the Role of Blockchain in the Symbiotic System of"Three Cooperatives"
摘要
Abstract
Forming a stable symbiotic system within the traditional"three cooperatives"model has historically proven challenging,pri-marily due to the inherent lending risks associated with credit cooperatives and the counterparty risks existing between professional co-operatives and supply and marketing cooperatives.Blockchain technology addresses these two risks by reducing information asymmetry and establishing risk-handling mechanisms to ensure the execution of contracts.To determine how blockchain creates value for the"three cooperatives"symbiosis by reducing the two risks,this paper constructs a"three cooperatives"symbiosis system model with or without blockchain and compares the balanced results with or without blockchain.The study found that the use of blockchain can pro-mote the increase of agricultural product output and profit in the symbiosis system of"three cooperatives".Under the information trans-parency sharing mechanism,the lending behavior of credit cooperatives and the production behavior of professional cooperatives form a closed-loop containment mechanism,so that agricultural production is closer to market demand.The construction of a risk-handling mechanism through the blockchain will promote"three cooperatives"to respond to risks jointly and minimize risk losses.Supply and marketing cooperatives can always benefit from blockchain technology,while professional cooperatives can benefit from it in most cases,depending on the stability of market demand.Therefore,blockchain technology should be prioritized in regions where market stability is poor and natural risks in agriculture occur frequently.关键词
区块链/合作社/放贷风险/交易对手风险Key words
blockchain/cooperatives/lending risk/counterparty risk分类
管理科学引用本文复制引用
李涛,崔雄超..区块链在"三社"共生系统中的作用分析[J].经济与管理,2024,38(3):11-19,9.基金项目
教育部人文社会科学研究规划基金项目(22YJA790032) （22YJA790032）
